Better decisions
for life in the UK.
Practical tools built around UK costs, rules and data. Understand the numbers, see the trade-offs and decide with more confidence.
Adjust the details to see your own results.
Try this decisionWhat are you deciding in the UK?
See all topics
Home & Property
Buying, renting, mortgages and moving costs.
- How much can I afford?
- Rent or buy?
- Fix or tracker?
Money
Pay, tax, savings, debt and pensions.
- What will I take home?
- Save or repay debt?
- Pension contribution?
Cars & Transport
Buying, financing and running a vehicle.
- PCP or HP?
- Cash or finance?
- EV or petrol?
Energy & Bills
Household costs, tariffs and energy upgrades.
- Fix or variable tariff?
- Solar payback?
- Heat pump or boiler?
Insurance & Protection
Cover for you, your family and your assets.
- How much cover?
- What excess?
- Monthly or annual?
Business
Structure, tax, people and growth.
- Sole trader or limited?
- Hire or outsource?
- Can we afford this?
UK Mortgage Affordability
Calculator & Solver.
Understand what a property could cost each month, work backwards from the payment you can comfortably afford and stress-test the result against different rates.
- See what you could realistically afford
- Explore different deposits and mortgage terms
- Test the impact of higher interest rates
Independent tools.
Clear reasoning.
Built for the UK
UK rules, costs, terminology and data.
Independent
Commercial relationships never determine a result.
Transparent
See the assumptions, evidence and methodology.
Connected decisions
One answer naturally leads to the next.
UK data you can trace.
Every Decidaro tool shows what data it uses, when it was last updated, the assumptions it makes and where uncertainty remains.
Start with your next decision.
Clear numbers. Visible trade-offs. UK context.